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Legacy Estate Maximizer Last Survivor
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Limited Pay, Whole Life 3, 5, & 10-Pay -
Endowing at age 121
The "Legacy Estate Maximizer - Last Survivor" Two people insured on a second-to-die limited pay whole life policy with guaranteed cash values and guaranteed death benefits on the last survivor's death. A policy insuring two people which could provide a larger death benefit than a separate plan would on the same two lives, assuming premium deposit is the same. It also provides an advantage when one insured would normally be uninsurable. |
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Key Benefits |
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Ages 40 - 85 |
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One
Premium Guarantees Lifetime Benefits. |
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Guarantee
Immediate Increase in your Client's Estate! |
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Offset
Nursing Home and Home Health Care Costs. * |
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Provide
Federal Income Tax Free Death Benefits to your Clients Beneficiary. |
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Immediate
Access to Funds (cash value). |
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All
Benefits Guaranteed. |
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Standard and Substandard Issue. |
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Smoker
and Non-Smoker Rates. |
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Simplified
Underwriting. |
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Personal History Interview
(PHI) completed at the time of sale. |
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Multiple Payment Options . |
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not available in all states |
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