Guarantee immediate increase in your
client's estate!
Offset nursing home and home health
care costs *
Accelerated death benefit *
Provide federal income tax free death
benefits to your clients' beneficiary
Access to funds (cash value via loan)
Standard and substandard issue
Tobacco and non-tobacco rates
Simplified underwriting
Personal history interview (PHI)
completed at the time of sale
*not available in all states
Legacy Estate Maximizer
Single Premium Whole Life - Endowing at Age 121
The "Legacy Estate Maximizer" makes a lot of sense to senior investors looking to maximize wealth transfer and minimize taxes.
No other investment offers the tax efficiencies, to transfer wealth generationally, better than a single premium whole life insurance policy.
Assurity Life's Legacy Estate Maximizer offers your client the advantages of an annuity, plus additional advantages an annuity doesn't offer. It can be linked to accelerated death benefits incorporated with long term care provisions.
Compared to money sitting in CD's or annuities, single premium life insurance will eliminate tax problems and will allow your client liquidity, far out weighing other tax favorable options.
By reallocating a portion of funds from a taxable or tax deferred account to a single premium whole life policy, they are guaranteed yield, safety and liquidity.
