Features
 
  • Ages 40 - 85
  • One premium guarantees lifetime
    benefits
  • Guarantee immediate increase in your
    client's estate!
  • Offset nursing home and home health
    care costs *
  • Provide federal income tax free death
    benefits to your clients' beneficiary
  • Aaccess to funds (cash value via loan)
  • Standard and substandard issue
  • Tobacco and non-tobacco rates
  • Simplified underwriting
  • Personal history interview (PHI)
    completed at the time of sale
  • Multiple payment options
    completed at the time of sale
*not available in all states
 
 
Legacy Estate Maximizer - Last Survivor
Single Premium, Whole Life - Endowing at Age 121
       
  The "Legacy Estate Maximizer - Last Survivor" insures two people and may provide a larger death benefit.  
     
  This policy insures two people on a second-to-die single premium whole life policy with guaranteed cash values and death benefits on the last survivor's death.  
     
  It could provide a larger death benefit than separate plans would on the same two individuals (assuming premium deposit is the same).
 
     
  Multiple payment options provide flexibility for clients.  
       
  This is a great policy if one insured would normally be uninsurable.    
       
  There's nothing better than life insurance!